Section 285.636.14. Financial responsibility.

(1) A licensed  commercial  applicator   shall  maintain comprehensive general liability insurance for bodily injury and property damage during the licensing period or during the period of time necessary to span a seasonal operation, except as provided in subrule (5) of this rule.The insurance shall not  exclude   coverage  for bodily injury and property damage which arise from pesticide applications.

(2)  Minimum insurance coverage for persons who are engaged in aerial application, space fumigation, or right-of-way pest management shall be $100,000.00 for each occurrence for bodily injury and $25,000.00  for   each occurrence for property damage or a combined single  limit   of  $300,000.00 for bodily injury and property damage.

(3)   Minimum insurance for persons who are licensed in a category or subcategory described in R  285.636.3  shall   be  $100,000.00   for  each occurrence for bodily injury and $25,000.00 for  each  occurrence  for property damage, except as prescribed in subrule (2) of this rule.

(4)   If an applicant is qualified for a license in 2 or more application categories with different minimum financial  responsibilities,  the   greater requirement shall apply.

(5)   A single comprehensive general liability insurance policy, as prescribed in subrules (2) and (3) of this rule, may be written to provide financial responsibility coverage for more than 1  licensed  place  of business owned and operated by the same person.

(6)   If the required insurance coverage for  a  license  expires  or   is canceled during the license period, the license shall be suspended and the licensee shall surrender the license to the director for the remainder of the licensing period or until such time as the financial   responsibility requirements have been complied with.

History: 1991 AACS.