Section 500.1509. Complaint; insurer's responsibility upon conclusion of internal complaint resolution process.  


Latest version.

All data is extracted from pdf, click here to view the pdf.

  • (1) Upon conclusion  of  the  internal  complaint   resolution process, the insurer shall  provide the  following  information   to   the complainant:

    (a)  The action taken by the insurer.

    (b)   The facts, with supporting documentation, upon which the  action  is based.

    (c)   The specific section or sections of the law upon which the action is based.

    (d)  A statement explaining the person's right to appeal the matter to the commissioner within 120 days after the insurer makes  or   delivers   the written statement.

    (e)   ) A statement describing the  status  of the  insurance    coverage  or coverages involved.

    (2) The insurer shall offer to provide the information in  writing.  If the insured  accepts the offer, the insurer  shall  mail   the  written statement via first-class mail within 3 business days   after  acceptance.Such a written statement shall be phrased in  terms    understandable   to a person of ordinary intelligence.

History: 1981 AACS.